- Industry: Government; Labor
- Number of terms: 77176
- Number of blossaries: 0
- Company Profile:
A professional who compiles ledger accounts on mortgage loans, using calculating machine. Examines ledger card for balance owed by debtor. Computes interest, principal, and added charges, such as taxes or insurance. Enters results of calculations in ledger accounts.
Industry:Professional careers
A professional who evaluates quality of commercial loans and assigns risk rating. Responsibilities include:
* Selects loans to evaluate for credit risk according to factors, such as geographical location, and type and amount of loan.
* Records data on work sheet, such as purpose of loan, balance, collateral, and repayment terms.
* Verifies value of collateral by calling appraisers and auction houses for current value of machinery and equipment.
* Calls real estate appraiser for new real estate appraisal.
* Evaluates information to determine whether lending officers have stayed within guidelines of lending authority, if loan is in compliance with banking regulations, and if required documents have been obtained.
* Identifies problem loans and describes deficiencies.
* Assigns risk rating indicating borrower's financial strength and probability of loan repayment.
* Writes summary of analysis and reasons for assigning adverse risk rating.
* May act as senior analyst and coordinate data collection and evaluations of credit quality of commercial loans, and present loan review information and report to management.
Industry:Professional careers
A professional who assigns taxicabs to taxi drivers and maintains record of assignments and trip data. Reviews report of meter readings taken from incoming cabs for accuracy or takes and records taximeter readings. Compiles and maintains records of mileage traveled and fuel used.
Industry:Professional careers
A professional who investigates and collects delinquent federal taxes and secures delinquent tax returns from individuals or business firms according to prescribed laws and regulations. Responsibilities include:
* Investigates delinquent tax cases referred by agency investigators, as well as leads found in newspapers, trade journals, and public stockbroker records.
* Confers with individuals or business representatives by telephone, correspondence, or in person to determine amount of delinquent taxes and enforce collection.
* Examines and analyzes tax assets and liabilities to determine solution for resolving tax problem.
* Selects appropriate remedy for delinquent taxes when necessary, such as part-payment agreements, offers of compromise, or seizure and sale of property.
* Directs service of legal documents, such as subpoenas, warrants, notices of assessment, and garnishments.
* Recommends criminal prosecutions and civil penalties when necessary.
* Writes reports of determinations and actions taken for departmental files.
* (Workers who examine and audit tax records to determine tax liabilities are defined under title revenue agent.
Industry:Professional careers
A professional who supervises and coordinates activities of workers engaged in receiving cash or credit-card payment for merchandise or services and keeping records of funds received in retail establishments or places of public accommodation. Responsibilities include:
* Performs cashiering and other clerical duties to relieve subordinates during peak work periods.
* Searches records to assist subordinates in locating and reconciling posting errors on customers' invoices, such as hotel bills or sales tickets, or compares cash register totals with receipts in register to verify accuracy of transactions.
* Withdraws monies from bank and keeps custody of operating funds, or retains next day's operating funds from daily receipts.
* Allocates operating funds to cashiering stations.
* Totals and summarizes funds received, endorses checks, and prepares bank deposit slip.
* Performs duties as described under supervisor master title.
Industry:Professional careers
A professional who compiles demurrage charges, using basic rates from rate tables. Responsibilities include:
* Communicates with consignee by telephone or letter to notify consignee of date and time of arrival of freight shipment, location, and allowable time for moving or unloading freight before demurrage charges are levied.
* Reviews bills of lading and other shipping documents to ascertain number of carloads of shipment and computes demurrage charges, using basic rates from rate table and adding or calculating machine.
* Prepares demurrage bill and forwards it to consignee or shipper.
* May reconsign or reroute cars on order from shippers.
* May prepare new waybills and bills of lading on receipt of notice of sale of carload of freight from shipper.
Industry:Professional careers
A professional who directs and coordinates activities of branch or district office of insurance company, agency or insurance brokerage firm. Responsibilities include:
* Hires and trains workers in performing activities, such as selling insurance, processing insurance claims, or underwriting.
* Reviews activity reports to ensure that personnel have achieved sales quotas, processed claims promptly, or credited collections to policyholders' accounts.
* Confers with company officials to plan and develop methods and procedures to increase sales, lower costs, and obtain greater efficiency.
* Interprets, implements, and enforces company policies.
* Prepares and submits activity reports.
* May reconcile earned commissions with commission advances on sales personnel.
* May be designated according to type of office managed as District Branch Manager; District Claims Manager; District Sales Manager; Manager, Farm Underwriters; Manager, Field Underwriters; Manager, Insurance Agency.
Industry:Professional careers
A professional who sorts and processes mail in post office. Responsibilities include:
* Sorts incoming or outgoing mail into mail rack pigeonholes or into mail sacks according to destination.
* May feed letters into electric canceling machine or hand-stamp mail with rubber stamp to cancel postage.
* May serve at public window or counter.
* May transport mail within post office (material handler).
* May sort mail in mobile post office and be designated Distribution Clerk, Railway Or Highway Post Office.
* May sort mail which other workers have been unable to sort and be designated Special-Distribution Clerk.
Industry:Professional careers
A professional who completes mortgage transactions between loan establishment, sellers, and borrowers after loans have been approved. Responsibilities include:
* Verifies completeness of data on loan papers.
* Answers questions of buyers and sellers relating to details of transaction and obtains signatures of principal parties on necessary documents.
* Closes out seller's interest in property by presenting seller with check to cover seller's equity.
* Operates office machines to compute rebates or adjustments.
* Prepares and mails rebates and other papers to clients.
Industry:Professional careers
A professional who coordinates property procurement and maintenance activities, and negotiates with representatives to effect property transfers and sales, rental, and leasing contracts for government agency. Responsibilities include:
* Reviews property-related data, such as inventories, budgets, planning reports, vendor brochures, and excess property and property request reports, to obtain information on property status, needs, and availability.
* Writes, fills out, and reviews bids, contract specifications, purchase orders and estimates, and transfer forms to effect property transactions.
* Contacts vendors and potential users, and inspects and inventories acquired and transferred property through visits to government installations and vendor sites.
* Negotiates and confers with administrators, vendors, or users to effect agreement on property transfer details, such as price, model, packaging, transportation, land boundaries, or building layout.
* Authorizes expenditures within specified limits for purchases of supplies and equipment, equipment repair and maintenance, and alterations to premises.
* Fills government agency or other qualifying organization requests from surplus inventories, considering factors such as donation criteria, actual needs, and justification.
* Prepares plans, standards, and specifications for building and equipment maintenance, repair, and inspection.
* May be designated according to property involved as Real-Estate-Utilization Officer; State-Surplus-Commodity-And-Property Representative.
Industry:Professional careers
